Student Loan Repayment Benefit
Offer customized recurring employer student loan repayment benefit plans for your employees.
On-demand Payments
Make supplemental student loan payments on your schedule.
529 Contributions
Support your employees and their families with direct contributions to their 529 educational savings plans.
Bonus and PTO Buyback
Redirect Bonuses and Convert PTO to Tax-free Student Loan Benefits
Benefit Professionals
With your expertise as a Benefits Professional, let's join forces to create beneficial student loan plans that make a real difference.
Become a partner
We welcome any opportunity to connect with other business partners in our mission to make student loan assistance more accessible.
Student Loans
Get lower rates on student loans with our student loan partners.
The Insider's Guide to PSLF
Stop paying for
PSLF help.
Others charge up to $600 a year for this information. We provide it for free because the path to loan forgiveness is costly enough—you shouldn't have to pay to understand it.
Process
The 3-Step Cheatsheet
We’ve simplified the process into three easy steps.
Verify Your Employment
You must work full-time for a government organization or 501(c)(3) non-profit.
Pro Tip
It's not about your job title (e.g., “Nurse”) it's about who pays you (e.g., “Non-Profit Hospital” vs. “Private Practice”).
Action
Check Your Loans
You must have a federal Direct loan on an IDR or 10-year Standard plan.
Warning!
If you are on the Standard repayment plan, you might be wasting months of payments.
Action
Submit the Form
You'll need to gather employer info and get their signature.
Pro Tip
Check your W-2 for employer EIN, official name, and address. New Way: E-sign.
Action
PSLF requires
120 payments.
You don't have to pay them yourself.
PSLF takes 10 years of repayment. Even on an income-driven plan, that monthly bill eats into your paycheck. Did you know your employer can make those payments for you?
IRS Section 127
Under the tax code, employers can contribute up to $5,250 tax-free toward your student loans.
The Standard Way
$200
Monthly Payment
- Counts toward 120 payments
- Paid by you
- Money lost to student loans
The Paidly Way
$0
Cost to You
- Counts toward 120 payments
- Paid by your employer
- Money saved for whatever you want
Paidly manages the entire payment process for your company.
Want your employer to cover your PSLF payments?
We'll send them an info package on how offering student loan benefits helps both their workforce and their bottom line.
100% Anonymous. We never share your info.