Student Loan Repayment Benefit
Offer customized recurring employer student loan repayment benefit plans for your employees.
On-demand Payments
Make supplemental student loan payments on your schedule.
529 Contributions
Support your employees and their families with direct contributions to their 529 educational savings plans.
Bonus and PTO Buyback
Redirect Bonuses and Convert PTO to Tax-free Student Loan Benefits
Benefit Professionals
With your expertise as a Benefits Professional, let's join forces to create beneficial student loan plans that make a real difference.
Become a partner
We welcome any opportunity to connect with other business partners in our mission to make student loan assistance more accessible.
The Easiest Way to Offer Student Loan Repayment as a Benefit
Offer the #1 benefit Gen Z and Millennial employees want — while reducing turnover with almost zero HR work.
Trusted by HR leaders at
fast-growing companies
Used by 50+ teams to reduce
turnover and hiring costs
The Direct Impact of Student Loan Benefits
43M
Borrowers
Americans burdened by student loan debt.
87%
Retention
Increase in employee retention rates for companies offering this benefit.
$30K+
Savings
Average principal and interest saved per employee.
71%
Engagement
Employees report higher job satisfaction and engagement.
Enhance Your Benefits Package.
Paidly is designed to complement your existing rewards strategy, providing your team with targeted tools to eliminate debt without any administrative complexity.
Student Loan Repayment
Empower employees to tackle their debt faster with tax-free monthly contributions. Supplemental payments are sent directly to their principal balance to crush high interest.
529 College Savings
Support your team's family milestones by contributing directly to their 529 plans, helping them save for future education without the tax burden.
Employee Crowdfunding
A powerful addition to your corporate benefit: give employees free access to our companion app, allowing them to securely crowdfund additional payments from friends and family with 0% fees.
Enhance your benefits
Easily add on-demand student loan repayment in minutes. No sales call required to start. Perfect for sign-on bonuses, PTO conversion, and quarterly rewards.
Tax-Free Student Loan Repayment via Section 127
Establish a fully compliant educational assistance program. Under current IRS code, employers can contribute up to $5,250 annually toward an employee's student loans without any tax liability for either party.
Learn more about tax-free benefitsFully Compliant
Structured to meet all CARES Act and IRS Section 127 guidelines for tax-free educational assistance.
Zero Technical Integration
Works alongside your existing payroll or HRIS without complex API setups or data migrations.
$5,250
Maximum Annual Tax-Free Limit
Why Choose Paidly for Your Student Loan Benefit?
The only student loan benefit platform that offers a comprehensive solution for employers and employees.
Full Customization
Tailored plans for your team. Not sure where to start? We've got you covered.
Transparent Costs
No contract. No hidden fees. Clear pricing that grows with your company.
Easy Access
Monitor your benefit anytime, anywhere with your personalized accounts for employers and employees.
Guaranteed Privacy
Employees share loan details directly with Paidly. HR headache avoided.
Security
Protecting customer data and personal information is our top priority.
Real Support
Real people, real service. We're here for you and your team, every step of the way.
Corporate Benefits Meet Community Support.
Your company contributions are routed directly to principal balances. As an added bonus, employees get free access to our companion app to safely crowdsource additional payments from their personal network.
Direct & Transparent
When family or friends donate, the funds are sent directly to the loan servicer, ensuring absolute transparency.
Total Privacy
Employers and donors only see the public page. They never have access to private loan balances or personal financial data.
Transparent Pricing
Standard transactions carry a 2.75% usage fee, but this drops permanently to 0% for all employees if your company signs up to offer Paidly as a corporate benefit.
Real results. Real impact.
Hear how Paidly is helping companies offer life-changing benefits and empowering individuals to crush their student debt.
Brian Vanderberg
HR Leader
Brooke Brault
Head of People Operations
HR Team
People Operations
Simplify Student Loan Benefits. Maximize Impact.
1. Define Your Program
Establish contribution rules, eligibility tiers, and funding schedules that fit your hiring and retention goals.
2. Secure Validation
Paidly validates employee student loans while keeping balances private from HR, preventing a privacy nightmare.
3. Direct-to-Servicer
Contributions are delivered directly to employee loan servicers as supplemental principal payments, ensuring every dollar goes toward debt relief.
How to Get Started
We know you're busy. With Paidly, it's 3 easy steps, and we take it from there.
1. Create & Setup
Sign up and enter basic company details to establish your secure administrative Paidly account in minutes.
2. Schedule Payments
Configure your Section 127 plan and easily schedule your tax-free supplemental payments.
3. Invite Team
Send invites to a single employee or bulk-invite groups. They connect their loans, you click send.
Have questions?
Our support team is ready to help. Email us at [email protected] or call toll-free: (888) 384-6010