Student Loan Repayment Benefit
Offer customized recurring employer student loan repayment benefit plans for your employees.
On-demand Payments
Make supplemental student loan payments on your schedule.
529 Contributions
Support your employees and their families with direct contributions to their 529 educational savings plans.
Bonus and PTO Buyback
Redirect Bonuses and Convert PTO to Tax-free Student Loan Benefits
Benefit Professionals
With your expertise as a Benefits Professional, let's join forces to create beneficial student loan plans that make a real difference.
Become a partner
We welcome any opportunity to connect with other business partners in our mission to make student loan assistance more accessible.
Student Loans
Get lower rates on student loans with our student loan partners.
The Math
Lump Sum
Payment Calculator
Visualize exactly how much sooner you'll be debt-free by applying a bonus, buyback, or one-time payment directly to your principal.
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Eliminate Debt Sooner
Extra payments applied directly to your principal drastically change the life of your loan. By lowering the balance that interest is calculated on, you reclaim your future faster.
Compounding Math
Every dollar redirected to principal reduces the base balance for next month's interest calculation. This simple strategy compounds over time, shaving months and thousands of dollars off your total debt.
How Interest WorksTax-Free Contributions
Leverage IRS Section 127 to redirect bonuses or PTO buybacks into tax-free student loan payments up to $5,250 annually. Convert your gross bonus into high-impact debt payments without the tax drag.
Tax-Free Bonus StrategyPTO Buyback Boost
Don't let leftover PTO expire or be taxed as standard income. Redirecting it into your loan principal is one of the most efficient ways to accelerate your debt-free date.
Boost Your PTO BuybackOn-Demand Speed
Paidly On-Demand allows you to schedule extra payments outside of standard payroll cycles. Apply your lump sum today and start saving on interest immediately.
Explore Bonus ConversionDon't have a Student Loan Benefit yet?
We can help you start the conversation with your employer to present the benefits to your HR or benefits manager.