Pay Off Your Student Loans Faster with Paidly
Connect your loans to receive tax-free employer contributions toward your principal as you work toward PSLF or a total payoff. Let your friends and family send gifts that actually lower your debt, and unlock 0% crowdfunding fees as soon as your company joins Paidly.
Total Loan Balance
$26,550 Paid
45% Goal
Recent Contributions
Employer Match
TechCorp Inc.
+$250
Mom & Dad
Happy Birthday!
+$100
PTO Buyback
Techcorp Inc.
+$1,500
Help Jordan Crush Debt!
New York University (NYU) '25
Contribute directly
Friends Helping Friends: Crowdfund Your Student Debt and 529s
Connect your student loans or your child's 529 college savings account to the Paidly app. Get a personalized donation page link that you can easily share across social media platforms.
Direct & Transparent
When family or friends donate, the funds are sent directly to the education savings account or loan servicer, ensuring absolute transparency.
Total Privacy
Friends and family only see your public donation page. They do not have access to your debt balance, interest rates, or financial dashboard.
Transparent Pricing
Standard transactions carry a 2.75% usage fee, but this drops permanently to 0% if your employer signs up to offer Paidly as a corporate benefit.
Maximize Your Benefits When Your Employer Signs Up
Accelerate your debt payoff by routing your corporate benefits directly to your principal balance, all while keeping your personal financial data completely secure.
Up to $5,250 Tax-Free Annually
If your employer signs up for Paidly, they can make supplemental, tax-free payments directly to your student loans. This benefit works alongside your standard monthly minimum payments to aggressively shave down the principal balance.
Reduces total interest paid significantly.
Tax-free contributions under IRS Section 127.
Absolute Privacy Assured
Paidly acts as a secure intermediary. We route funds to your servicer, never sharing your loan information with employers, family, or friends.
Employers cannot see your loan balances.
Financial dashboard data is completely hidden.
The Math
Why Supplemental Payments Matter
By routing funds directly to your principal, you bypass years of compounding interest. Adjust the slider to see the impact on a $30,000 loan.
$30k
$0
Today
10 Yrs
With Paidly
Standard
Monthly Paidly Contribution
+$100$0
$500/mo
Standard Interest
$9,967
Standard Payoff
10 Years
New Interest
New Payoff Time
*Data based on entered loan values. Assumes extra payments applied throughout repayment term. Individual savings will vary.
How It Works
Attack the Principal. Save Thousands.
1. Employers & Family
Employers sign up for tax-free benefits, while friends and family can make standard donations to your secure public link.
2. Secure Processing
We securely process the funds and handle the compliance, without ever sharing your private loan details.
3. Student Loan Servicer
Funds are sent directly to your student loan servicer as a supplemental principal payment.
Looking to lower your interest rate?
Combine your employer's Paidly contributions with a lower refinanced rate to create the ultimate debt-crushing strategy.
On Track for Public Service Loan Forgiveness (PSLF)?
For employees working in the public sector or at 501(c)(3) non-profits, managing PSLF paperwork can be stressful. Paidly helps automate the employment certification process to ensure every payment counts toward the 120 qualifying payments needed for total loan forgiveness.
Our free educational guides walk you through exactly how to
verify your employment and stay on track.
Ready to Crush Your Debt?
Get started on the web or download the app to begin your journey today. Unlock your 0% usage fee tier by advocating for Paidly at your workplace.
Have questions?
Our support team is ready to help. Email us at [email protected] or call toll-free: (888) 384-6010